Development of the credit market of Ukraine under macroeconomic instability

The development of Ukraine’s credit market occurs under periodic economic crises. Available destructive processes inhibit the relations, negatively affecting lending entities and restraining national economy. This study aims to highlight basic transformations in Ukraine, which are formed macroeconomic instability. trends Ukraine were assessed using classical statistical methods. correlation regression analysis was used analyze influence parameters (exchange rate, average salary, cost loans) on volume bank lending. results show that economy during 2005–2021 developed conditions instability, pre-crisis (an indicator 2013) volumes have not restored within market. paper stresses significant impact COVID-19 pandemic: 2020, decreased by 10.38 billion USD. Moreover, econometric specific demonstrated stability currency exerts greatest Ukraine. Its provision long term allows creation favorable for functioning after shock periods. Acknowledgment is conducted framework scientific project “Transformation households’ behavior financial services context digitalization” with support Ministry Education Science